debit card

I used my debit card at the ATM to withdraw fifty dollars from my checking account.

(Chinese) 我用借记卡在自动取款机上从我的活期账户中取出了五十美元。

Unlike a credit card, a debit card prevents you from spending money you don't actually have.

(Chinese) 与信用卡不同，借记卡可以防止你挥霍你账户里并没有的钱。