exclusion

The club's policy of social exclusion was criticized for being unfair to minority groups.

(Chinese) 该俱乐部实行社会排斥的政策因对少数群体不公而受到批评。

Insurance policies often have a list of exclusions for damage caused by natural disasters.

(Chinese) 保险单通常有一份针对自然灾害造成损失的免责条款清单。