owe

I still owe the bank five thousand dollars for my student loan.

(Chinese) 我的学生贷款还欠银行五千美元。

Do I owe you anything for the coffee you bought me this morning?

(Chinese) 你今天早上给我买的咖啡，我欠你钱吗？

The athlete says she owes her Olympic success to her coach's strict training.

(Chinese) 这位运动员说，她的奥运成功归功于教练的严格训练。

We owe our survival to the lighthouse that guided our boat through the storm.

(Chinese) 我们的幸存归功于那座指引我们的小船穿过风暴的灯塔。